Property Tax Calculator
Estimate yearly and monthly property tax from your home's value and your state's average effective rate.
California's average effective property tax rate is 0.71% of assessed home value per year. Actual rates vary significantly by county, school district, and local levies — this is a statewide average for planning purposes.
Estimated property tax
How it works
Property tax is set locally — by counties, cities and school districts — so the statewide figure here is an average effective rate: total property taxes paid divided by total home value. It's a good first estimate; your county assessor's rate and any homestead exemption decide the real bill.
On a $350,000 home, average property tax ranges from $945 a year in Hawaii to $7,805 in New Jersey.
Property tax on a $350,000 home in every state
Statewide average effective property tax rate (2026). Rates vary a lot by county and city, and exemptions such as homestead can lower your bill.
| # | State | Effective rate | Tax per year | Tax per month |
|---|---|---|---|---|
| 1 | Hawaii | 0.27% | $945 | $79 |
| 2 | Alabama | 0.38% | $1,330 | $111 |
| 3 | Colorado | 0.49% | $1,715 | $143 |
| 4 | Nevada | 0.49% | $1,715 | $143 |
| 5 | South Carolina | 0.51% | $1,785 | $149 |
| 6 | Arizona | 0.52% | $1,820 | $152 |
| 7 | Delaware | 0.53% | $1,855 | $155 |
| 8 | Idaho | 0.53% | $1,855 | $155 |
| 9 | Utah | 0.53% | $1,855 | $155 |
| 10 | West Virginia | 0.54% | $1,890 | $158 |
| 11 | Louisiana | 0.55% | $1,925 | $160 |
| 12 | Tennessee | 0.55% | $1,925 | $160 |
| 13 | Arkansas | 0.57% | $1,995 | $166 |
| 14 | District of Columbia | 0.58% | $2,030 | $169 |
| 15 | Wyoming | 0.58% | $2,030 | $169 |
| 16 | North Carolina | 0.70% | $2,450 | $204 |
| 17 | California | 0.71% | $2,485 | $207 |
| 18 | New Mexico | 0.72% | $2,520 | $210 |
| 19 | Indiana | 0.74% | $2,590 | $216 |
| 20 | Mississippi | 0.74% | $2,590 | $216 |
| 21 | Virginia | 0.74% | $2,590 | $216 |
| 22 | Montana | 0.75% | $2,625 | $219 |
| 23 | Kentucky | 0.77% | $2,695 | $225 |
| 24 | Florida | 0.79% | $2,765 | $230 |
| 25 | Georgia | 0.81% | $2,835 | $236 |
| 26 | Oklahoma | 0.82% | $2,870 | $239 |
| 27 | Oregon | 0.83% | $2,905 | $242 |
| 28 | Washington | 0.84% | $2,940 | $245 |
| 29 | Missouri | 0.88% | $3,080 | $257 |
| 30 | North Dakota | 0.99% | $3,465 | $289 |
| 31 | Maryland | 1.00% | $3,500 | $292 |
| 32 | Minnesota | 1.04% | $3,640 | $303 |
| 33 | South Dakota | 1.09% | $3,815 | $318 |
| 34 | Maine | 1.10% | $3,850 | $321 |
| 35 | Massachusetts | 1.11% | $3,885 | $324 |
| 36 | Alaska | 1.14% | $3,990 | $333 |
| 37 | Michigan | 1.28% | $4,480 | $373 |
| 38 | Kansas | 1.30% | $4,550 | $379 |
| 39 | Rhode Island | 1.32% | $4,620 | $385 |
| 40 | Pennsylvania | 1.35% | $4,725 | $394 |
| 41 | Ohio | 1.36% | $4,760 | $397 |
| 42 | Iowa | 1.43% | $5,005 | $417 |
| 43 | Nebraska | 1.50% | $5,250 | $438 |
| 44 | Wisconsin | 1.51% | $5,285 | $440 |
| 45 | Texas | 1.58% | $5,530 | $461 |
| 46 | New York | 1.60% | $5,600 | $467 |
| 47 | Vermont | 1.71% | $5,985 | $499 |
| 48 | New Hampshire | 1.77% | $6,195 | $516 |
| 49 | Connecticut | 1.92% | $6,720 | $560 |
| 50 | Illinois | 2.07% | $7,245 | $604 |
| 51 | New Jersey | 2.23% | $7,805 | $650 |
Property Tax Calculator by state
Frequently asked questions
How is property tax calculated?+
Annual property tax is roughly the assessed value of the home times the local tax rate. Using the state's average effective rate gives a quick estimate of what homeowners there pay.
Which state has the lowest property tax?+
Hawaii has the lowest average effective property tax rate in our data, and New Jersey the highest.
Is property tax included in my mortgage payment?+
Often, yes. Most lenders collect property tax monthly into an escrow account. The mortgage calculator includes it in your total payment.
Sources: WalletHub — Property Taxes by State, 2026